Frequently Asked Questions

Blue Care Advisor makes it easy for you to make positive lifestyle changes and become more engaged in your health. You can use Blue Care Advisor to find doctors and care, track your health spending, get recommendations to help you reach your health goals and earn rewards for healthy activities.

Personal health information (PHI) is any information that is related to health status, provision of healthcare, or payment of healthcare that can be linked to an identifiable (specific) individual and is collected by a covered entity or business associate. PHI may also include data that falls into the category of sensitive personal information (SPI). is information or data derived from personal information that is highly sensitive in nature and if lost or inadvertently disclosed, could result in substantial harm or embarrassment to an individual. Examples of SPI vary across organizations but may include the following:

• Social security number
• Date of Birth
• Biometric or Genetic Records
• Political or Religious views
• Race or Ethnicity
• Sexual Orientation
• Bank Account Numbers

Yes. Under HIPAA, a covered entity or business associate maintains a designated record set (designated healthcare records) pertaining to the individual, the individual has a right to access and transmit their personal information (including PHI). Although we do not maintain a designated record set as defined by HIPAA, we follow the guidance under HIPAA in most instances and therefore permit users of our application access and download to certain personal information including PHI.

Source: Depart of Health and Human Services: Individuals’ Right under HIPAA to Access their Health Information 45 CFR § 164.524.

Some of the risks associated with an unsecure download include but are not limited to the following:

• Hacking/ Impermissible use or interception by a third party (this may include a bad actor or third-party service provider)
• Loss of theft of device with downloaded information
• Risk of improper disposal or record retention on the device used for downloading
• Unencrypted data (including unencrypted transmission of data to a third party)

We highly recommend but do not require the following safeguards be put into place on your device settings prior to download and/ or transmission

• Ensure your mobile or desktop device is encrypted
• Password protection for mobile devices and other hardware endpoints
• Transmitting any downloaded data via a secure channel

For general inquiries regarding our privacy practices, please refer to our Privacy notice

‍For additional information and resources on this topic please refer to the Department of Health and Human Resources Website regarding the HIPAA Privacy Rule and Security Rule.

Simply visit http://Bluecrossmn.com/bca and select Register. When prompted, enter your information to complete the signup process.

You may also access Blue Care Advisor via your iPhone or Android phone, by downloading the free Blue Care Advisor mobile app from the app store.

When you register, you can provide email addresses for your spouse and/or adult dependents. If they’re eligible; they’ll be emailed registration instructions. Alternatively, they can register at http://Bluecrossmn.com/bca .

Yes, all Blue Care Advisor accounts require a unique email address to ensure you receive personalized information.

Often this means your information isn’t up-to-date in your human resources (HR) system. If you find your information is incorrect, contact your HR department to update the information in your medical plan and benefits.

First, check with your HR department to make sure you’re on a plan that is eligible. If your plan is eligible, your plan and benefits may not be active until your renewal date. Once your plan and benefits activate, you’ll be able to create an account at http://Bluecrossmn.com/bca . Keep in mind that Blue Care Advisor is not available to dependents under the age of 18.

We encourage you to create your account at http://Bluecrossmn.com/bca . as soon as you become eligible. It may take up to two weeks after your benefits start for your Blue Care Advisor account to be activated. You’ll receive an email from us when your account is ready.

Depending on the features you have access to, we’ll alert you via email whenever we update your claims history, and we’ll occasionally send you personalized health recommendations and product updates. We also use email to communicate with you when you make changes to your account (to confirm an email address change, for example). If you feel like you’re hearing from us too often, you can easily change your email preferences on your account page.

Coming the late summer of 2023, our members will be able to chat online with us.

To change your account password, please visit http://Bluecrossmn.com/bca

Blue Care Advisor’s mobile app works on most devices. It’s available for the latest two versions of iOS and Android Download the app for free from the Apple App Store or Google Play. For other devices, you can access Castlight through your phone’s web browser. Start using the mobile app today by visiting https://app.bluecareadvisormn.com/#/text_to_download?utm_campaign=faqs.

We’re compatible with all major browsers, including Chrome, Firefox, Safari, Internet Explorer 11, and Microsoft Edge, and recommend always using the latest version of your browser.

Please note that Internet Explorer versions 10 or earlier may experience issues loading the app. Also, using a private or incognito window within your browser isn’t recommended and may cause an error when activating or signing into your account.

If your employer has included provider search in your Blue Care Advisor benefits, you can search for care in the mobile app and the desktop application.

On Blue Care Advisor mobile

Select Find Care from the bottom navigation menu. You can search for doctors, hospitals, clinics, conditions, or procedures in the top search bar, or you can scroll down to browse popular searches.

On Blue Care Advisor desktop

Use the search bar at the top of your home screen to type in your search or select Find Care from the top menu to browse for care by category.

Both methods will display a list of in-network providers near your zip code. If you’d like to search in another location, select the address displayed and enter the desired city or zip code.

Depending on the features you have access to, we may display information about your insurance plan such as how much you’ve paid in out-of-pocket expenses toward your deductible amount. In general, we update your deductible and out-of-pocket status each time you log in.

Depending on the features your employer has given you access to, you may be able to view your claims, provider directories, and pricing information. The frequency of the updates varies depending on information type and the source. Claims, provider directory, and pricing data are refreshed anywhere from daily to monthly. Please note that your deductible status is typically updated more frequently than claims information.

If your employer has given you access to view your claims, note that we typically receive and post claims as soon as they’re made available by your insurance carrier. Processed medical claims will appear anywhere from six to eight weeks after care and processed pharmacy claims appear within two to four weeks.

You’ll only see prices if your employer has given you access to search for providers and procedures. We generate price estimates using more than 60 different sources of data, including claims from our users. Sometimes, however, we still may not have enough information to provide a single estimate. That’s when we may provide a price range instead. While our team conducts regular quality checks to make sure our estimates are accurate, we encourage you to call providers for the most up-to-date information.

Some prices may be unavailable in some locations. If we can`t show prices for specific medical services, we can show a range of prices in your area. Many of the prices in the app are based on the healthcare bills your employer pays for you and your co-workers. As more claims are paid, more prices will become available for everyone. We’re working with business groups, clinics, healthcare groups, and federal and state governments to improve the availability and transparency of pricing in healthcare.

Depending on your benefit plan design and the health and wellbeing solutions available to you, Blue Care Advisor gives you a variety of ways to earn points for participating in health and wellbeing activities. These may include connecting a tracking device to the app and tracking your daily activities, like steps, food, and sleep. You may also be able to earn points for participating in wellbeing programs. The more you participate, the more points you’ll earn. Your point balance is displayed when you log in.

Depending on your benefit plan design and the health and wellbeing solutions available to you, you may be able to use your points to enter sweepstakes and/or purchase direct rewards, such as electronic cards, subscriptions, goods, charitable causes, and more.

No. Even if you don’t use a wearable activity tracker, you can still earn points the following ways:

• Sync Blue Care Advisor with your mobile phone’s health tracker
• Manually log activity in your Blue Care Advisor
• Download a free tracking app. For a list of compatible activity trackers, click here .

Yes. We’re happy to work with participants who have disabilities or limitations so they can still participate in our programs. Please call us at 1-800-382-2000 for more information.

1. Open the Blue Care Advisor app on your iOS device. From your home screen, select the appropriate program—Get Active, Sleep Well, or Eat Smart. You can also find these programs on your Benefits page.
2. Choose Use Apple Health. Next, toggle Apple HealthKit to the `on` position (green).

Please note: Apple HealthKit will only show as an available tracker if you are using an iOS device to access Blue Care Advisor.

1. On your iOS device, go to Settings. Then, go to Privacy and scroll down to select Motion & Fitness. Make sure that both Fitness Tracking and Health are toggled on (green).
2. Open the Health app on your iOS device. From the bottom menu bar, select Sources. Select the Engage icon and make sure that Dietary Energy, Sleep Analysis, Steps, and Workouts are all toggled on (green).

You can test to make sure the device is linked properly by walking around to ensure Apple Health is tracking your steps. If you are seeing steps in Apple Health, but not in Blue Care Advisor, please call us at 1-800-382-2000 for assistance.

Please note, in order for your steps from Apple Health to sync, you must open the Blue Care Advisor app at least every 30 days. You may toggle a tracking service on/off or add a new one by clicking + on the top right.

The information below will guide you through setting up Google Fit or troubleshooting any issues you may have.
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While using a computer or laptop, please follow these steps:

1. Download the Google Fit app on your mobile device.
2. Navigate to the app or go on your desktop to https://fit.google.com and be sure that you register an account..
3. In the Blue Care Advisor app or in a new internet browser window, sign into your account (Bluecrossmn.com/bca).
4. Once you`re logged in, select the Get Active link under daily activities.
5. Select Link Tracker on the right-hand side of the page.
6. Turn off any trackers currently linked to your account by toggling them from green to grey within this screen.
7. Click the + sign in the upper right corner.
8. Select Google Fit and sign into your account.
9. Accept the data sharing request to allow Blue Care Advisor access to your tracking data.
10. Once you’re back in Blue Care Advisor, be sure Google Fit is toggled on.
11. Try clicking the Sync button and check that any new data has synced.
12. In the Google Fit app settings, be sure Activity Detection is toggled on and Blue Care Advisor is listed under Connected Apps.

The steps below should allow you to link a Garmin tracker for the first time or reset the linking if you're having any issues:

1. From a personal computer or laptop, open an internet browser.
2. Clear browsing data including your internet History, Cache, and Cookies.
3. Navigate to https://connect.garmin.com.
4. Log out from the existing Garmin account.
5. In a new internet browser, log in to the Jiff application.
6. Click the More option in the lower right corner of the screen.
7. Select Profile & Settings.
8. Click Steps under My Linked Services.
9. Click the plus [+] button in the top, right corner and select Garmin.
10. Log in with the email and password you used to set up your Garmin account.

The information below will guide you through setting up Fitbit or troubleshooting any issues you may have.

While using a computer or laptop, please follow these steps:

1. Go to fitbit.com and click the sign in option in the top-right corner
2. Log in with the email and password you used to set up your Fitbit account
3. Once you are logged in properly and you can see your steps showing on fitbit.com, go to http://Bluecrossmn.com/bca and sign into your account
4. Click on Hamburger menu in the upper left-hand corner of your screen
5. Select Trackers & Health Devices
6. Click on FitBit tracker
7. You may be asked to re-enter your login information for FitBit
8. If you are asked to allow Castlight to track your different activities, select Allow.
9. If you are asked to allow Jiff to track your different activities, select "Allow".

All wearable trackers purchased using Blue Care Advisor's Fitness Tracker Incentive are subject to the terms of the warranty set by the manufacturer, not by Blue Care Advisor. Please contact the manufacturer of your fitness tracker.
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Fitbit

Support requests can be submitted on the Fitbit website or by email or phone.
Online: Contact Fitbit Support
‍Email: CWsupport@fitbit.com
Phone: 844.534.8248
You will need to provide:
             1. You will need to provide your Fitbit Confirmation Code, located in the confirmation email you received from Fitbit when you made your purchase.

Garmin

Support requests can be submitted online or by phone. Call or email Garmin Product Support to request a Return Merchandise Authorization (RMA) number.
Online: Garmin Repair Landing
Phone: 800.800.1020 or 913.397.8200
You will need to provide:
             1. The tracker serial number (if applicable)
             2. A return shipping address
             3. A daytime phone number

Misfit

Support requests can be submitted online or via email.
Online: https://misfit.com/contactform/
‍Email: help@misfit.com
You will need to provide:
             1. The Misfit account email address you use to link your wearable.
             2. Find this at misfit.com > Me/Profile > Settings (top right) > Account Info
             3. A close-up photo of your Misfit tracker with the serial number in the little white square clearly visible.
             4. Misfit Order ID, located in the confirmation email you received from Misfit when you made your purchase.

Nokia (formerly Withings)

Support requests should be submitted by email.
Email: Corp-support@withings.com
You will need to provide:
             1. Detailed description about the problem you’re having with your tracker.
             2. Your Nokia Order ID, located in the confirmation email you received from Nokia when you made your purchase.

The food tracking program encourages healthy eating habits by awarding you points and prizes for logging your food intake each day. Program names may vary—for instance, they may be called Bites or Eat Smart—but all have similar features and work the same way.

Receiving points

To earn points for food tracking, you must log at least 800 calories each day.

Viewing your points

To monitor your progress, navigate to the food tracking program page from your home screen or Benefits page.

This will bring you to a screen where you’ll see the days you earned points for your food tracking and the number of points you earned so far that month.

The step tracking program lets you earn points for reaching step count goals each day. There are three goals that you can hit in a day, each one offering the chance to walk more and earn more points. The goals and corresponding number of points you can earn depends on your program.

Step tracking may go by different names (such as Steps, or the Get Active program), but are all structured the same way.

Viewing your program goals

To view your program goals, navigate to the steps tracking program page from your home screen or Benefits page.

This will bring you to a screen that shows the goals, your daily steps count, and the points you earned for reaching those goals.

Earning points

You must track at least two consecutive hours of sleep to earn your points for the day.

Viewing your progress

To monitor your progress, navigate to the sleep tracking program page from your home screen or Benefits page.

This will bring you to a screen where you’ll see the number of days you correctly logged your sleep and the number of points you earned during that month.

Tracking your sleep

You can track your sleep using either a wearable or a tracking service app that allows you to manually enter your sleep. For a list of compatible sleep trackers,, click here.

To ensure that your tracked activities are up-to-date in the app and earn you points, manually sync your activity tracker with your tracking service every 30 days. (For example, sync your Fitbit wearable with your Fitbit account.)

Yes, you can manually add activity through the Blue Care Advisor app or the website.

Once you’ve signed in, select the Log manually link located near your steps, food, and sleep programs.

Choose the day you’d like to add activity for, up to 30 days prior to the current date. Use the slider to add steps, food, and sleep.

You can also convert other activities to steps by selecting More activities. Choose from a list of popular activities or log a custom entry.

You can convert other activities to steps by selecting More activities from the Log manually link located near your steps, sleep, and food programs. Choose from a list of popular activities or log a custom entry.

You can manually add activity up to 30 days before the current date.

If you’re not receiving points for food tracking, try these troubleshooting steps:

1. Make sure your tracking service is properly linked to the app.
2. Make sure you’re logging at least 800 calories per day to earn points.
   

Try these troubleshooting steps:

1. Make sure your tracking service is properly linked to the app.
2. Manually sync your activity tracker with your tracking service every 30 days. (For example, sync your Fitbit wearable with your Fitbit account.)
3. Make sure you’re logging at least two hours of continuous sleep per night to earn points.

Note: The Garmin vívokí and Forerunner 35 will NOT sync sleep data with the app.

The Fitness Tracker Incentive is an Amazon voucher that can be put toward the purchase of any eligible activity tracker via Amazon.com.

‍If it’s included in your plan, you can access the Fitness Tracker Incentive in the More menu.

Depending on your employer, you may have access to a Fitness Tracker Incentive. If you're eligible, you'll see the Tracker Incentive in the More menu.

1. Open Blue Care Advisor on your desktop or mobile app.
2. Go to the More menu.
   
3. Scroll down and select Tracker Incentive
   

If you qualify, you can access the Fitness Tracker Incentive in the More menu and then follow the steps below to redeem your voucher.

1. Claim your Fitness Tracker Incentive
2. Go to https://www.amazon.com/gc/pv/redeem
   
3. Enter your voucher code
   
4. Shop for eligible activity trackers
   
5. Link your activity tracker in our Get Active feature to earn points
   

All purchases made using the Fitness Tracker Incentive on Amazon.com are subject to Amazon.com's return policy. Please consult Amazon.com if you'd like to return a purchase.

Amazon Fitness Voucher(s) may be subject to tax upon redemption in line with state and local sales tax policy. These taxes are deducted directly from your paycheck.

If you have access to a reward program as part of your benefit plan design or total health rewards package, you can access the Rewards Center from your desktop or mobile app.

1. Open Blue Care Advisor on your desktop or mobile app.
2. On the home screen, select Point Balance. This will take you to Ways to Earn.
3. Select Redeem Points to go to the Rewards Center.

On desktop, the Rewards Center can also be accessed from the More menu in the top navigation.

The Rewards Center is where you’ll be able to see how many points you have to spend on incentives and rewards including electronic gift cards..
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To redeem your points…
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1. Select Redeem to redeem points for a reward or Enter to Win to redeem points for a sweepstakes entry, if available.
2. Indicate the quantity and select Redeem, then on the next screen select Place Order. (You may enter a sweepstakes, if available, as many times as you’d like, provided you have the points, to increase your chances of winning.)
3. Confirm your choice.

Please note: All sales are final and non-refundable. Once you redeem your points, we cannot issue a refund unless an item is out of stock.

Once you redeem your reward, you’ll receive a confirmation email. If you’ve selected a digital prize, for instance, an Amazon gift card, expect a second email with the redemption code.

Please allow one to two weeks for delivery. If you haven’t received your reward after four weeks, please call 1-800-382-2000 to check the status.

Once you’ve redeemed points for a reward or prize, please allow one to two weeks for delivery. If you haven’t received your reward after four weeks, please call 1-800-382-2000 to check the status.

For sweepstakes and challenge prizes, participants will first receive an email notification announcing the winners.

You’ll then receive a follow-up email notifying you when your reward or sweepstakes prize has been delivered (either by email or package shipment, depending on the item).

Here are some timetables for other rewards you can redeem:

Digital products:

Orders are filled within 24 hours of being placed. You’ll receive an email with redemption instructions at that time.

Donations:

The donation will be made on your behalf. The timing of the donation varies based on the charitable organization you selected.

Health savings account/Health reimbursement arrangement contributions or a medical contribution discount:

These rewards are fulfilled according to a predetermined schedule set by your employer. Please refer to the incentives details in the Rewards Center.

For questions, call 1-800-382-2000 and include your order number. Retain this number for your records.

Rewards and prizes are considered taxable income.

Sometimes your employer will cover the tax on prizes or rewards. If an employer chooses not to do so, all applicable taxes will be deducted from your paycheck.

If the item is taxable, you’ll see a disclaimer that explains how the item is taxed. You can also call 1-800-382-2000 for more information.

Once you’ve redeemed your points for a reward or a sweepstakes entry, all sales are final. We encourage you to call 1-800-382-2000 with questions or concerns prior to redeeming points.

Occasionally, prizes will reach their limit for redemptions and an item will be out of stock. When this happens, we’ll contact your employer to determine if that particular reward will be re-stocked.

Rewards and prizes are selected by your employer, and we cannot offer or re-stock an item without an employer’s consent.

Sometimes rewards are not renewed, or are replaced by a different item, and therefore will no longer be available in the Rewards Center.

You can view the sweepstakes rules here.

Common uses of Blue Care Advisor include:

1. Comparing nearby doctors, medical facilities and healthcare services based on the price you’ll pay and quality of care.
2. Seeing personalized cost estimates based on your location, your health plan and whether you’ve met your deductible or not.
3. Reviewing step-by-step explanations of past medical spending so you know how much you paid and why.
4. Receiving recommendations about ways to save money and find high-quality care.

Use Blue Care Advisor when your doctor recommends labs, specialists, and other medical services. You’ll be able to learn about your choices and the associated costs and quality. Many doctors suggest specialists, labs, and other medical facilities without having any idea how much they will charge you. Most doctors will happily provide you with multiple options to research on Blue Care Advisor. You can also use Blue Care Advisor to search for services for other members of your family. In addition, Blue Care Advisor provides an easy and helpful way to understand your health plan and past care.

Quality data comes from a wide range of public and private sources including The Leapfrog Group for Patient Safety, The US Department of Health and Human Services, other governmental reporting agencies, and consumer ratings resources.

Blue Care Advisor conforms to all federal and state healthcare laws and statutes including HIPAA. By default you will see past medical care records for yourself and your minor children. You will see only limited billing information (as required by law) for your spouse/domestic partner and adult dependents. However, your spouse/domestic partner and adult dependents can choose to change their profile settings to display full past medical care records.

Your spouse/domestic partner will see only their information and the information of minor children. You can choose to grant your spouse/domestic partner access to your past medical care records by changing your profile settings. Adult dependents can only see their own past medical care records.

Your provider may not be shown as “in-network” because it is possible for the provider to go in and out of network as contracts with health plans are renewed/canceled/negotiated/etc. If that is the case, your provider’s newly changed network status is not updated instantaneously in Blue Care Advisor, so we would have to wait for the health plan to send us the provider’s updated network status. This part of the process is where the potential for some lag exists between a provider’s most updated network status vs the network status displayed on the health plan’s website vs the network status that appears in our application.